© 2016 Federal Employee Benefits Assistance Agency

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    • Overview of Services
    • For Federal Employers
    • Thrift Savings Plan (TSP)
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    • Retirement Planning
    • FEGLI (Life Insurance)
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    • Online Seminars
    • Retirement Workshop
    • Group Workshops
    • Customized Workshops
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Retirement Planning

Results-Driven Retirement Planning

Let F.E.B.A.A. help you to maximize your retirement income and minimize your risk, while also helping you to reduce taxes. We specialize in asset protection and preservation which we believe to be at least as important as getting the best return on your money.

In regards to Retirement Planning, F.E.B.A.A.. objective is to help clients protect, preserve, and safely grow their retirement savings while avoiding and/or reducing income taxes, estate taxes, capital gains taxes, and probate. F.E.B.A.A.. uses strategies designed to increase spendable income, as well as helping seniors avoid Medicaid spend-down of their assets when nursing home care is needed.

F.E.B.A.A. has a primary objective to develop strategies for asset protection for clients, as well as provide to you our knowledge in the field of financial planning enabling you to make sound and informed decisions regarding your assets. A complete personalized review will be conducted of your estate and recommendations will be made of ways to potentially increase you assets, income distribution, and guarantee principal.

The decision to retire is a big one and one you should consider carefully. The last thing an employee wants to do is retire and miscalculate their income and have to go back to work in retirement!

In order to determine when you should retire you must consider several important factors. We’ve listed a few of them below:

  1. Are you eligible? Have you met the age and years of service requirement?
  2. What will your expenses be in retirement and is your retirement income sufficient to maintain your standard of living?
  3. Have you factored in the increased cost of health insurance in retirement?
  4. Should you elect a survivor benefit and if so how much?
  5. How do you make sure your spouse has health insurance in retirement in the event of your premature death?
  6. Do you understand your Social Security benefits and the implications of starting benefits at age 62 versus 66 and older?
  7. Have you considered buying Military time?
  8. Do you know what role your TSP will play in your retirement? How long will your money last and should you leave the money in the TSP?
  9. Is the TSP the best place to leave your hard earned money?

In addition to the above issues there are countless other areas that are unique to each employee that must be considered as well. We encourage all federal employees to use us as a resource and contact us to set up a Free Benefits Review. Contact us today to setup a free retirement planning review.

Call: (256) 467-4520

Speak with an Advisor: Contact us to schedule a complimentary consultation to find out how we can help you.

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RETIREMENT PLANNINGfebaa federal employee benefits

THRIFT SAVINGS PLANfebaa federal employee benefits

LIFE INSURANCEfebaa federal employee benefits

MILITARY SERVICESfebaa federal employee benefits

SERVICES

Individual Retirement Counseling
TSP - Thrift Savings Plan
FEGLI Analysis
Military Services

CALCULATORS

Financial Calculator Tools

WORKSHOPS

Online Seminars
Retirement Planning Workshops
Group Workshops
Customized Workshops

Alabama Offices

Birmingham, AL
Enterprise, AL
Rainbow City, AL
Tuscaloosa, AL
Montgomery, AL
Anniston, AL

SIMASKO LAW, Michigan

Call: (256) 467-4520

Speak with an Advisor: Contact us to schedule a complimentary consultation to find out how we can help you.

FEBAA IS NOT A GOVERNMENT AGENCY, WE ARE A REGISTERED GOVERNMENT CONTRACTOR.

© 2016 Federal Employee Benefits Assistance Agency    •   DISCLOSURES •    Privacy Notice    •   [webdesign]

  • Home
  • What We Do
    ▼
    • Overview of Services
    • For Federal Employers
    • Thrift Savings Plan (TSP)
    • Military Services
    • Retirement Planning
    • FEGLI (Life Insurance)
  • Workshops
    ▼
    • Online Seminars
    • Retirement Workshop
    • Group Workshops
    • Customized Workshops
  • Our Team
  • Testimonials
  • eBooks
  • Contact